Southeastern Carpenters

Members

Members

Health & Welfare and Pension Trust Funds for Union Members

Member’s Health & Welfare Plans, Pension, and other benefit plans are administered by several labor/management funds. The trust funds serve specific collective bargaining and geographic areas. They are administered by a joint committee of composed labor and management who are signatory to the trust fund agreement. The administration office handles day to day administration.

Benefit Contributions

Contracts within the regional council can have different levels of benefit contributions. It is the responsibility of each member to read and become familiar with the agreement they are working under, and the applicable benefit contribution, this is particularly important if you work in a different jurisdiction.

Vesting Your Pension

All trust funds have requirements for vesting your retirement plan. Benefits are not guaranteed until you are vested. Rules for vesting can be found in the summary plan description (SPD), available at your local union or fund office. To vest in your retirement, you must work a predetermined amount of hours and the signatory employer reports the hours and contributions to the appropriate trust fund.

Record Keeping

Signatory employers make contributions to the trust funds each month for every hour worked within the month by the member. On rare occasions, for various reasons, contribution and hours do not match, or have not been made, so be sure to keep good records and documentation, which will include any records the council or local union may or may not have. The following tips will help with such:

  • Check Stubs
  • Keeping a record of you dispatches
  • Compare your periodic trust statement with your records

Insurance & Retirement

For information, please contact:

Southern Benefit Administrators, Inc.

2001 Caldwell Drive
Goodlettsville, TN 37072

(615) 859-0131
(800) 831-4914

For Local 312

North Carolina Carpenters Pension Fund

Lawrence C. Musgrove Associates, INC.
P.O. Box 13487
Roanoke, VA 24034

Phone: (800) 552-6972 or (540) 345-7725
FAX: (540) 342-9438

Health & Welfare

Southern Benefit Administrators, Inc.
P.O. Box 1449
Goodlettsville, TN 37070-1449
Ph: 800-831-4914
Fax: 615-859-4699
Eligibility Specialist: Becca Honeycutt
Benefits/Claims Specialist: Kristy Caldwell
Reciprocity Specialist: Tina Blackburn

Initial

An employee will become initially eligible on the first day of the next month following the month in which $1,755.00 in employer contributions are received in their behalf. Coverage will remain in effect during the month that the employee gains eligibility as well as the two following benefits months**. For example, $1755.00 in contributions received with December 2015’s work, participant will be eligible January 1, 2016-March 31, 2016.

Continuing Eligibility

After the Initial eligibility requirement has been fulfilled and employee will continue to maintain eligibility provided a minimum of $585.00 in employer contributions are reported on a monthly basis.

Work Month

  • January
  • February
  • March
  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December

Benefit Month

  • April
  • May
  • June
  • July
  • August
  • September
  • October
  • November
  • December
  • January
  • February
  • March

**Amounts are subject to change

Reinstatement of Eligibility

If the coverage has been terminated for less than 6 months, refer to the continuing eligibility rules. If longer than 6 months, member must once again fulfill the initial requirements.

Bank

After the initial eligibility requirement has been fulfilled a bank is established. Contributions in excess of $585.00 per month will be credited. The minimum is $1,755.00.

Self-Payments

Should a participant loose eligibility under the plan, self-payments can be made for 6 months. The first payment will be the difference between $585.00 and the amount in their contribution bank. The following five will be $585.00 per month.

COBRA

COBRA is available for up to 18 months and the monthly cost is $650.00.

Retiree COBRA

If a participant has attained age 60 1/2 as of the date their coverage ends based solely on lack of work hours and they are a member in good standing with the local union throughout the duration of COBRA, their COBRA may be extended for up to 54 months or until Medicare eligible. Should a retiree become eligible for Medicare while on COBRA, his dependents are eligible to continue COBRA for the remainder of the 54 months that the retiree was entitled to receive.

It is imperative to submit both self-payments & COBRA payments by date due, to continue coverage.

Other Health & Welfare Fund:

AFL-AGC H&W Fund
Contact: Lauri King
PO Box 1492
Mobile, AL 36633
Ph: 800-828-8922

Pension Fund

Tri-State Pension Administered by Southern Benefit Administrators
Contact: Kathy Cobbett
P.O. Box 1449
Goodlettsville, TN 37070-1449
Phone: 615-859-0131
Toll Free: 800-831-4914
Serving Local Unions 50, 74, 318 & 1209

AFL-AGC Pension Fund
Contact: Lauri King
PO Box 1492
Mobile, AL 36633
Phone: 800-828-8922
Fax: 251-432-0590

Middle TN Carpenters & Millwrights Pension Fund Administered by
Southern Benefits Administrators

Contact: Sherry Pulley
P.O. Box 1449
Goodlettsville, TN 37070-1449
Phone: 615-859-0131
Toll Free: 800-831-4914
Fax: 615-859-6792
Serving Local Union 223

Carpenters Local Union 345 Pension Fund
Contact: Brandy Goolsby
5705 Stage Rd. Suite 121
Bartlett, TN 38134
Phone: 901-372-3313
Fax: 901-372-3314
Serving Local Union 345

Carpenters Local Union #50 Annuity Fund
c/o Southern Benefit Administrators
Contact: Angela C.
PO Box 1449
Goodlettsville, TN 37070-1449
Phone: 615-859-0131
Toll Free: 800-831-4914
Serving Local Union 50